Storm recovery and property insurance
In the aftermath of the August 2 storms, many residents are now transitioning from cleanup to fixing damaged property. Filing an insurance claim can be a confusing process for property owners.
The state Department of Financial and Insurance Services provides a great tutorial on the claims filing process in its consumer guide to homeowners insurance
, located on page 13 of the document.
One important recommendation from the department is to first consult your insurance agent or provider before you file a claim. Filing claims can impact your insurance rates so it is important to inform yourself of all aspects before beginning the process.
If you are experiencing difficulties with an insurance company during the claims filing process, please contact DIFS about filing a complaint, either by phone, U.S. mail or via email. This website
provides information on complaint forms and filing process.
My office is also available to assist 37th District residents. We can be reached toll-free at 855-347-8037, or via email at SenWSchmidt@senate.michigan.gov
. DNR program to offer fly-fishing workshop for women
The Department of Natural Resources' Outdoors-Woman program is headed north to Mackinac County's Carp River for a three-day salmon fly-fishing workshop.
The event, which runs Friday, Sept. 25 through Sunday, Sept. 27 and costs $125 per person, will cover myriad topics, including tackle, knot-tying, casting, fly selection and fishing for salmon on the river.
The DNR notes that the event is geared toward those with experience in fly-fishing, and attendees are expected to supply their own equipment, though a limited selection of rods and waders will be available. Also of note, an all-species fishing license is required to participate. The deadline to register is Sept. 18.
If you or someone you know is interested in attending the workshop, visit this DNR website
for more detailed information. It should be a great event. Michigan's Trout Trails now online
Speaking of fishing, Michigan is a top trout fishing destination with nearly 20,000 cold, quality streams and hundreds of lakes.
The DNR recently added an online tool to help trout anglers plan a great fishing trip. The first phase of Trout Trails features 129 locations that include detailed on-site descriptions and photos, along with information such as trout species available, fishing regulations, presence of stocked or naturally reproducing fish, best times to fish and more. There's even a link to regional visitor information for places to stay and eat.
and start casting! Safe hunting begins with hunter education
Now is the perfect time for first-time hunters to get a start on safe hunting.
Hunters born after Jan. 1, 1960 must complete a hunter education course before buying a Michigan hunting license or taking an out-of-state hunting trip. Exceptions include youth under the age of 10 hunting under a mentored youth hunting license or sportsmen hunting with an apprentice hunting license.
Courses are offered throughout the year, though most are scheduled August-September and April-May. Michigan allows three options - a traditional class in a classroom, a home-study program or an online course to complete at home. The online and home-study courses require a field day with an instructor. For more information or to find a class in your area, go to www.michigan.gov/huntereducation
Approximately 30,000 individuals successfully complete a Michigan hunter education course each year.